Should You Wait for Winter to Buy a Home?



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 Thinking of selling? Click here for a FREE Home Price Evaluation 
Call us at (864) 527-7685 for a FREE home buying or selling consultation

Today, I'd like to address one of the questions from our clients. A lot of people have been asking, "Should I wait until winter to buy a home?" Many people think buying in the winter will save them money, but my answer may surprise you.


Of course, real estate is supply and demand. When supply is higher and demand is lower, then prices will come down. When supply is lower and demand is higher, prices will rise. Right now, we're seeing low supply and high demand.

With our current market, I don't believe that home prices are going to come down during the fall. I don't see any point in waiting until winter in order to save more money. Prices may stabilize in the fall, but it doesn't look like they are going to drop. In fact, if you wait, you may do yourself a disservice, especially if interest rates rise. Higher rates means less buying power.

If you have any questions, give me a call or send me an email. We look forward to hearing from you!

What You Don't Know About Pre-Approvals Could Hurt You



Looking to buy? Click here to perform a full home search
 Thinking of selling? Click here for a FREE Home Price Evaluation 
Call us at (864) 527-7685 for a FREE home buying or selling consultation


Today I want to speak about something that's not often talked about in the real estate and lending industries. I'll discuss whether or not a pre-approval will hurt your credit score.

The truth is that inquiries into your credit can cause your score to drop a few points. However, having it checked by multiple lenders will not cause it to drop multiple times.

The thing to keep in mind is the difference between a soft and hard credit inquiry. When your credit is being checked for a mortgage loan, auto loan, or a retail account, those all act as hard inquiries. These sort of checks will have an impact on your credit score, but only slightly so.

It is important to know your credit score before you go through the process of getting a loan. Know if you're on the fence and whether or not you need to take care of any issue before you get a credit loan.

We have a great list of mortgage professionals that we can recommend to you if you need assistance with a loan. We would love to put you in touch with them!

How We Helped Rose Find Her Income Property



"We found the house we wanted. We actually bought two houses with Hamilton and Company. The first one was a residential home, and the second an income property. We found the income property at the last minute and Nathan managed to show it to us within a few hours. He made sure that we saw what we wanted to see!"

-Rose Danning, Home Buyer